\begin{tabular}{l *{4}{c}} \toprule
                    &         (1)   &         (2)   &         (3)   &         (4)   \\
 & \begin{tabular}{c} Farm work \\ (past year) \end{tabular} &\begin{tabular}{c}  Market visit \\ (past week) \end{tabular}  & \begin{tabular}{c} Maize/Rice \\ (next week) \end{tabular} & \begin{tabular}{c} Meat \\ (next week) \end{tabular} \\ \midrule \multicolumn{4}{l}{\textbf{Panel A. Primary education completion}} \\
SI $\times$ Primary Educ ($\beta$)&       -0.02   &        0.10***&        0.06   &        0.07*  \\
                    &      (0.01)   &      (0.03)   &      (0.04)   &      (0.04)   \\
SI $\times$ No Primary Educ ($\gamma$)&       -0.01   &        0.07** &        0.10***&        0.16***\\
                    &      (0.02)   &      (0.03)   &      (0.04)   &      (0.03)   \\
Primary Educ        &        0.03   &        0.03   &        0.04   &        0.10*  \\
                    &      (0.02)   &      (0.05)   &      (0.06)   &      (0.05)   \\
\\
FTFI $\times$ No Primary Educ mean&        0.93   &        0.41   &        0.52   &        0.22   \\
\emph{p}-value ($\beta = \gamma$)&       0.749   &       0.659   &       0.404   &       0.096   \\
Observations        &       1,718   &       1,713   &       1,345   &       1,228   \\
 
\\ \multicolumn{4}{l}{\textbf{Panel B. Access to mobile phone}} \\
SI $\times$ Mobile ($\beta$)&       -0.01   &        0.13***&        0.09** &        0.09** \\
                    &      (0.02)   &      (0.03)   &      (0.04)   &      (0.04)   \\
SI $\times$ No Mobile ($\gamma$)&       -0.02   &        0.05   &        0.07*  &        0.14***\\
                    &      (0.02)   &      (0.03)   &      (0.04)   &      (0.03)   \\
Mobile              &       -0.02   &       -0.02   &       -0.01   &        0.00   \\
                    &      (0.02)   &      (0.03)   &      (0.04)   &      (0.04)   \\
\\
FTFI $\times$ No Mobile mean&        0.95   &        0.46   &        0.53   &        0.26   \\
\emph{p}-value ($\beta = \gamma$)&       0.549   &       0.096   &       0.763   &       0.314   \\
Observations        &       1,718   &       1,713   &       1,345   &       1,228   \\
 
\\ \multicolumn{4}{l}{\textbf{Panel C. Able to read/write}} \\
SI $\times$ English ($\beta$)&       -0.02*  &        0.10***&        0.06*  &        0.10***\\
                    &      (0.01)   &      (0.03)   &      (0.03)   &      (0.03)   \\
SI $\times$ No English ($\gamma$)&       -0.01   &        0.06   &        0.12***&        0.15***\\
                    &      (0.02)   &      (0.04)   &      (0.05)   &      (0.04)   \\
English             &        0.03   &       -0.04   &        0.01   &       -0.00   \\
                    &      (0.02)   &      (0.05)   &      (0.05)   &      (0.05)   \\
\\
FTFI $\times$ No English mean&        0.92   &        0.40   &        0.51   &        0.23   \\
\emph{p}-value ($\beta = \gamma$)&       0.499   &       0.385   &       0.239   &       0.334   \\
Observations        &       1,718   &       1,713   &       1,345   &       1,228   \\
 
\\ \multicolumn{4}{l}{\textbf{Panel D. Age}} \\
SI $\times$ Below-median Age ($\beta$)&       -0.03*  &        0.07** &        0.04   &        0.10***\\
                    &      (0.02)   &      (0.03)   &      (0.04)   &      (0.04)   \\
SI $\times$ Above-median Age ($\gamma$)&       -0.00   &        0.11***&        0.12***&        0.13***\\
                    &      (0.02)   &      (0.03)   &      (0.04)   &      (0.04)   \\
Below-median Age    &       -0.00   &        0.05   &        0.05   &        0.09*  \\
                    &      (0.02)   &      (0.05)   &      (0.05)   &      (0.05)   \\
\\
FTFI $\times$ Above-median Age mean&        0.94   &        0.41   &        0.52   &        0.27   \\
\emph{p}-value ($\beta = \gamma$)&       0.188   &       0.397   &       0.120   &       0.511   \\
Observations        &       1,718   &       1,713   &       1,345   &       1,228   \\
\bottomrule
\end{tabular}
